Last Updated: February 4, 2025
At Cairn Economic Advisors, we take your privacy seriously. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services. Please read this Privacy Policy carefully. If you do not agree with the terms of this Privacy Policy, please do not access the website.
We collect information that you voluntarily provide to us when you:
This information may include:
When you visit our website, we may automatically collect certain information about your device, including:
We use website analytics services to help us understand how visitors use our website. These services may use cookies or similar technologies to collect information about your use of our website over time.
We use the information we collect for the following purposes:
We do not sell, trade, or rent your personal information to third parties. We may share your information in the following circumstances:
We may share your information with third-party service providers who perform services on our behalf, such as:
These service providers are contractually obligated to use your information only as necessary to provide their services to us and to protect your information.
We may disclose your information if required to do so by law or in response to valid requests by public authorities (e.g., a court or government agency).
If Cairn Economic Advisors is involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction. We will provide notice before your information is transferred and becomes subject to a different privacy policy.
Our website uses cookies and similar tracking technologies to enhance user experience and analyze website traffic. Cookies are small data files stored on your device.
We do not currently use advertising or tracking cookies. Most web browsers are set to accept cookies by default. You can choose to set your browser to remove or reject cookies, but this may affect the functionality of our website.
Our website may contain links to third-party websites or services, including our Substack newsletter. We are not responsible for the privacy practices of these third parties. We encourage you to review the privacy policies of any third-party sites you visit.
We implement appropriate technical and organizational security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.
Client information is stored securely in Google Workspace with appropriate access controls and encryption.
We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. When we no longer need your information, we will securely delete or anonymize it.
For clients engaged in professional services, we retain information as required for business records, legal compliance, and professional standards.
Depending on your location, you may have the following rights regarding your personal information:
To exercise these rights, please contact us using the information provided below. We will respond to your request within a reasonable timeframe and as required by applicable law.
Cairn Economic Advisors is based in the United States. If you are accessing our website or services from outside the United States, please be aware that your information may be transferred to, stored, and processed in the United States where our servers and service providers are located.
If you are located in the European Economic Area (EEA), United Kingdom, or other regions with data protection laws, we take steps to ensure that your information receives an adequate level of protection. By using our services, you consent to the transfer of your information to the United States.
Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children under 18. If we become aware that we have collected information from a child under 18, we will take steps to delete that information promptly.
If you are a California resident, you have specific rights under the California Consumer Privacy Act (CCPA), including:
To exercise these rights, please contact us using the information below.
If you are located in the European Economic Area (EEA) or United Kingdom, you have rights under the General Data Protection Regulation (GDPR), including:
Our legal basis for processing your information includes: consent (for newsletters and marketing), contract performance (for service delivery), legitimate interests (for business operations and website improvement), and legal obligations.
Some browsers include a "Do Not Track" (DNT) feature that signals to websites that you do not want your online activities tracked. We currently do not respond to DNT signals due to the lack of industry standards for interpreting these signals.
We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any material changes by posting the new Privacy Policy on this page with a new "Last Updated" date. We encourage you to review this Privacy Policy periodically.
If you have questions or concerns about this Privacy Policy or our privacy practices, or if you wish to exercise your privacy rights, please contact us:
Cairn Economic Advisors
Dr. Sara Zervos Knutson
Boulder, Colorado
By using our website and services, you consent to the collection and use of your information as described in this Privacy Policy.